Can I use my allowance for someone else or combine my allowance with someone else’s like a spouse, family member, or friend?

If you are a Medicare Advantage member, your allowance is meant for your member use only, and cannot be combined.

If you are enrolled in an ACA plan, the allowance is assigned at the policyholder level, but it can be combined with other family members on the plan, and can be used for anyone covered on the plan.